uob individual banking
uob individual banking
Blog Article
UOB Financial institution features a range of individual banking expert services made to meet up with the economical requires of individuals. Beneath is an in depth overview that will help you fully grasp the key facets and offerings.
Sorts of Accounts
Savings Account: This account permits you to cut costs though earning desire.
Attributes: Easy access, curiosity earnings, nominal expenses.
Gains: Safe spot for your resources, potential growth via interest.
Present Account: Ideal for daily transactions and handling costs.
Attributes: Checkbook facility, overdraft protection.
Advantages: Handy for regular payments and withdrawals.
Preset Deposit Account: For people aiming to gain better curiosity prices more than a hard and fast period of time.
Characteristics: Mounted term deposits, higher desire costs when compared with cost savings accounts.
Advantages: Protected financial commitment selection with predictable returns.
Loans
Particular Loans: Unsecured financial loans that may be useful for several reasons like education or dwelling renovation.
Sorts:
Installment Loans
Credit rating Lines
Added benefits: Flexible repayment phrases, competitive fascination prices.
Dwelling Loans: Personalized answers for purchasing house or refinancing present mortgages.
Forms:
Set Amount House Personal loan
Floating Price Household Mortgage
Positive aspects: Various strategies to go well with person demands, beautiful rates.
Credit Cards
UOB delivers An array of bank cards catering to various life and paying out habits:
Rewards Cards: Receive details on every buy which may be redeemed for presents or journey miles.
Cashback Playing cards: Get hard cash rebates on everyday paying for example groceries and eating out.
Journey Playing cards: Distinctive benefits like air miles accumulation and travel insurance policy coverage.
Expenditure Expert services
For people keen on escalating their prosperity as a result of investments:
Device Trusts * Diversified portfolio managed by gurus. * Suitable for long-time period expansion aims.
Structured Deposits * Combines the characteristics of click here classic deposits with expenditure merchandise. * Perhaps increased returns but with some danger involved.
Insurance Products
To shield on your own and Your loved ones in opposition to unforeseen events:
Everyday living Insurance plan * Supplies fiscal safety in the event of Demise or crucial illness. * Might also serve as a savings Resource dependant upon the policy picked out.
Overall health Insurance policy * Handles health care costs together with hospitalization charges. * Essential for mitigating significant healthcare expenditures.
Digital Banking Products and services
Ease at your fingertips through digital platforms:
Internet Banking
Lets you regulate your finances on the net:
See account balances and transaction heritage
Transfer funds involving accounts or spend costs
Apply for new merchandise (financial loans/credit cards)
Mobile Banking
Banking on-the-go by means of cell apps:
Swift equilibrium checks
Mobile payment possibilities (QR code payments)
Notifications & alerts about account exercise
With these extensive choices, UOB aims to deliver personalized banking answers that cater precisely to person demands though ensuring ease and protection in all transactions.